There is nothing that can make you feel guilty than the inability to get a loan in the time it takes. Reason? Bad credit history. A bad credit history is something that can deny you many good loan offers.
However, no one has wished to end up in a bad credit situation. But uncertainties happen and you get yourself into such cases. However, at some point in life you may need to take out a loan to resolve an emergency.
Fortunately, regardless of your bad credit history, some lenders are ready to help you. You need to fill out some online forms and you are good to go.
Let’s see the lenders who can save you in case you need a financial boost.
1. Vivapayday Loans
Vivapayday is a platform where borrowers meet lenders willing to lend them regardless of their creditworthiness. The many lenders on the forum can help you out if you have no credit history or bad credit history. Most of the lenders here don’t do credit checks on their customers, which means you can get a payday loan as long as you are 18 years of age and older.
You can get one Payday loan Australia around Viva Payday Loans from $ 100 to $ 5,000 and pay back 3 months to 24 months. In addition, it only takes 2 minutes to get a decision as to whether or not to receive the loan you applied for. So if you need a loan to cover an emergency, Vivapayday is the right place.
Another good thing about Vivapayday is that there are no upfront fees or costs when applying for a loan. In addition, in addition to payday loans, you can also get installment loans on the platform.
The APR of the lenders on the platform ranges from 5.99% to 35.99%. However, in order to apply for a. to qualify Vivapayday Loans, You must have a stable income of at least $ 1000 and be a U.S. citizen.
Payday of hearts is another lending platform to meet various lenders who can help you with your bad credit history. With a FICO credit score of 600, you can get good credit on the Upstart platform. But people with a lower credit rating or without credit rating can also take out a loan on the platform.
The platform allows you to get a loan from $ 1,000 to $ 50,000 and repay it within 36 to 60 months. You can use the loan to refinance your car, debt consolidation, and also home renovation. The APR is between 6.95% and 35.99%.
3. OneMain Financially
on OnemainFinancialYou can also get loans regardless of your bad credit history. You can use the loan for any emergency or for debt consolidation. The limits start at $ 1,500 to $ 20,000. You can pay off the loans on this platform from 24 to 60 months.
The annual percentage rate from 18.00% to 35.99%, and there is a 1% to 10% commitment fee. In addition, if you fail to repay your loan on time, you will pay a late payment fee of up to 15%.
Avant is another lending platform that you can get a bad credit loan on. The APR on the platform ranges from 9.95% to 35.99%. You can also get a loan of $ 2,000 to $ 35,000.
When you apply for a loan with Avant, you will receive the money in your bank account within one working day. So if you have an emergency, you can apply for a loan on the platform.
In the end
You can submit an application online on all of the above platforms. They can also help you get your credit back. Remember that you should focus more on building your creditworthiness. So make sure that you can conveniently repay the loans you get from these lenders.